Buying Land and Bungalow Plot in Navi Mumbai

Are you thinking of buying a bungalow plot or a piece of land? We can help you in buying a bungalow plot in Navi Mumbai. Sarayu Real Estate will ensure that you acquire the most desired plot and have a hassle-free experience buying a land or bungalow plot in Navi Mumbai.


Sarayu Real Estate Consultancy has a knowledgeable and competent real estate agent in Navi Mumbai since 2004. Sarayu Real Estate is a renowned real estate consultancy in Navi Mumbai. We also deal in buying, selling, and renting flats, shops, commercial areas, and other assets in addition to plots.


This article provides general information that you should know before buying property in Navi Mumbai.

Buying land or plot necessitates a significant amount of effort and time. Following this step-by-step guide can make the process go more smoothly for you. In addition, this guide could serve as a checklist for you to use in the process, giving you trust in your decision.


Following are the essential things you should know before buying land or a bungalow plot in Navi Mumbai. 


1. Find A Good Real Estate Agent.

The first person you should choose is a real estate agent, who will be a crucial partner in your property purchase. Look for a real estate agent with expertise and experience in the areas you are interested in. 

Our real estate professionals are well-versed in the current market conditions. Their understanding of the property and surrounding area and the plot-buying process, in general, can be quite useful to you as a buyer when paired with bargaining abilities.


2. Verify The Seller's Identity.

A buyer must examine and authenticate the seller's identification before purchasing land or a bungalow plot in Navi Mumbai. Check the seller's nationality and residence document and whether the land must be sold with the authorities' permission. If the property is held jointly, all of the sellers' identities must be proved. Verify the seller's ability to own and sell a property if it is a company.


3. Documentation

Documentation is an essential part of the land purchasing process. Therefore, after you have finalized the plot, double-check the following documents to avoid future disagreements:

  •  Title deed:

Check for a clear and concise title deed (also known as the 7/12 document in some states) to ensure an undisputed transfer and legal possession of the land. A deed whose title is in doubt should be treated with caution, and consulting a property lawyer is recommended in this situation. 


Check with the vendor to see whether the original documentation is available. Make sure that all of the documents are properly stamped and registered with the assurances sub-registrar.

  • NA order:

Every piece of land in India is generally categorized as agricultural land. If you are buying land for non-agricultural purposes, make sure you have the "NA- Residential" order.

  • Encumbrance certificate:

It confirms that the land is free of any legal obligations. The paperwork is required to prove that there are no outstanding dues or lawsuits on the property.

  • Release certificate:

If you buy a plot from a resale market, you should know that the plot may have been pledged to obtain a bank loan. When the seller clears the loan, the bank issues a release certificate stating that the seller has paid all outstanding debts. Before you proceed with the transaction, make sure you have a copy of this.

  • Property tax receipts:

To avoid the taxman's wrath, it's a good idea to request tax receipts from the previous months. It aids in determining whether or not the property has any outstanding tax debts.

  • FSI of the plot:

Floor Space Index (FSI) is the proportion of the covered areas authorized for construction on the plot to the overall area of the plot. For example, if the FSI is two on a 1,000-square-foot plot, the covered structure's area can be 2,000 square feet or twice the size of the land.

  • Conversion and land use approvals:

Land conversion from agricultural to non-agricultural usage is becoming increasingly crucial as the urban population grows and revenue land in urban areas merges. However, many state regulations prohibit the practice. Nonetheless, the buyer must examine the city's master plan to ensure that the land is within the town's zoning plans. Before signing the dotted line, one must also determine the chosen property's R zone or L zone.

  • Construction approvals:

A buyer must inspect the layout plan that the local government has approved. Furthermore, before proceeding with the purchase, ensure that the government has approved services such as water, power, sewage treatment, and parks.

  • Connectivity issues:

It is a good idea to investigate the current and proposed connectivity possibilities before purchasing a plot. Connectivity to the metro, buses and other modes of transportation will improve the property's livability and resale value in the future.

  • Physical verification:

What is attractive in a brochure may not appear so in reality. Before investing in a property, you must go out and personally inspect it. Physically checking the documents and having them certified by authority is also necessary.

  • Maintenance issues:

Following the purchase of the bungalow plot in Navi Mumbai, the buyer has to pay an annual fee to maintain essential services. Know the regular maintenance costs ahead of time, so they don't come as a shock later.


4. Plot Registration

Property registration is a fundamental part of real estate transactions, according to the Indian Registration Act of 1908. The buyer must register the property transfers to obtain the property's rights on the documentation's execution date. 

Take a look at the points below to learn more about the land registration process. There are many factors to consider when purchasing land. However, before you begin the plot registration procedure, there are a few things you should be aware of.


I. Registration Charge

The buyer pays the state government a small percentage of the total cost of the plot as a registration fee to register the property in his/ her name.


II. Stamp Duty  

During the document submission process, the buyer pays a small percent of the total plot cost as stamp duty to declare that the presented documents are genuine.


III. Property Type

When purchasing land or a bungalow plot in Navi Mumbai, whether it is old or new, the registration and stamp duty costs will differ, as the rates for a new property will almost certainly be more than for an older one. 


In addition, the price varies depending on the property's purpose, whether residential or commercial. As a result, commercial land registration is more expensive than residential property registration.


IV. Area of the Property

The area of the land has a significant impact on the registration and stamp duty expenses. The prices fluctuate from one state to the next depending on whether the adjacent area is urban or rural. In general, registration fees in urban areas are higher.


V. Documents Needed For Plot Registration 

A few essential paperwork must be filed to purchase and register a plot lawfully according to the state government. The documents are as follows:

  • Sale deed in present seller's name
  • Recent tax payment receipts
  • Encumbrance certificate
  • Sale agreement
  • Landowner's title documents
  • In case of resale property, all previously registered agreement copies
  • Power of attorney, if any


The sale deed is signed by the buyer, seller, and two witnesses at the sub-registrar office for final execution. A unique number is generated for paperwork, and the buyer must pay the registration price in cash or by DD. After completion of all the requirements, the documentation is handed to the buyer. 


If you are interested in buying a bungalow plot in Navi Mumbai, contact us at +919820610870 or e-mail us at

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